Why do I need landlord insurance if I have an agent?
We at no time can guarantee your tenant’s performance at your property. The risk belongs to the owner of the property, and therefore the owner should be insured for such a risk.
Why do I need landlord insurance if I have a good tenant?
Even a good tenancy can turn bad. If the tenant’s circumstances change sometimes the tenancy will become unstable. This can result in rent owing and the property not being maintained.
It pays to be properly insured, even with a good tenant.
What does landlord insurance cover?
Landlord insurance will cover rent loss due to tenant default and malicious damage to the property caused by the tenant.
It is important for you to know what your landlord insurance policy will and won’t cover. Please consult with your landlord insurer so that you are fully aware of the extent of your cover and also any excesses that may be applicable in the event of a claim.
We cannot manage your property without this insurance.